About us

PayTime, Inc. develops quality starter-interrupt systems for the Nation’s car dealers who serve customers with sub-prime credit.  PayTime’s flagship product, PayTime, encourages customers with less-than-desirable credit to make their vehicle payments consistently by the due date. 

The PayTime starter-interrupt system is the best value in the vehicle payment collection industry and provides a safe and reliable method to ensure timely collections from automotive customers who opt for dealer financing.  PayTime products deliver a significant return on investment to the new and used car dealers and financial institutions.  
PayTime…Collect On Time, Every Time.



The PayTime Starter Interrupt System:

Increases cash flow & reduces collection costs.

The PayTime Payment Collection System is a low priced comprehensive, versatile and easy to use starter-interrupt system.  PayTime was developed by a buy-here / pay-here car dealer to address the needs of vehicle dealers and finance companies and improve both the ease of use and flexibility of a quality payment collection system.


Below is list of benefits and the PayTime advantages over other systems.  When you compare our product to the competition, you will see why we think you should do business with us.


  • Lower priced system
  • High quality product
  • Easy to install and use
  • Built in installation test procedure
  • Programmable while still installed on the vehicle; no removal necessary
  • Flexible programming allows dealers to set different payment intervals
  • PayTime starter interrupt systems cut off at midnight, not random times
  • New pay codes can automatically be sent to a customer's PC by email